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Australian Childcare Alliance
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WorkCover announced that any business that employs apprentices will be able to claim a discount on their premium when they renew their policy this year.

The apprentice discount will offer savings to employers who employ apprentices by removing apprentice wages from their premium calculation. Wages are a major factor in an employer’s premium calculation, so removing wages via the apprentice discount will result in a cheaper premium.

While employers can benefit from these savings, it’s important to note the level of cover offered to apprentices is not changing. All workers—including apprentices—will continue to receive the same level of cover if they sustain an injury in the course of their employment.

If a business is employing apprentices, they will be able to take advantage of this discount from 1 July 2017 when they declare their wages during the renewal of their accident insurance policy. They will need to renew online or over the phone to receive the apprentice discount.

When employers renew their policy they need to declare all wages paid to workers (including apprentices) in the 2016–2017 financial year, and estimate wages for the 2017–2018 financial year. During the wage declaration process employers will be prompted to specify the amount of wages they estimate to pay apprentices in the 2017–2018 financial year so that WorkCover can deduct them from their premium calculation.

WorkCover also increased the discount available for early premium payment. If an employer declares their wages on time and pays their premium in full by 16 September, they’ll now receive a 5% discount (up from 3%) off the price of their premium.

WorkCover's average premium rate remains at $1.20 per $100 of wages.

Small business owners can also benefit from changes made last year that reduced the minimum premium price from $290 to only $200.

Early Childhood Education and Care Industry

The revised Gazette (Industry) Rates for the childcare industry has seen an increase of 11.3% and 10.9% from the previous year (see below).

This reflects overall higher claims/claims costs across the entire childcare industry.

This will impact all employers in the childcare industry, both large employers (over $1.5M declared wages using Experience Based Rating) and small employers (under $1.5M declared wages using the Simplified Premium Model) who have different premium models.







Child Care





Please see this article on WorkCover's website for more information about the apprentice discount including FAQs, and for everything relating to your upcoming policy renewal.